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Credit Cards

There are two variants of MasterCard Credit Cards offered by GTBank, the Platinum MasterCard and the World MasterCard, both of which are denominated in Kenya Shillings.

 

  • One of the lowest rates in the market at 3% per month
  • Make day to day payments at any POS
  • Enjoy making swipe payments at no charge
  • Enjoy exclusive seasonal offers when swiping*.
  • Enjoy exclusive offers whenever you swipe.
  • Transact internationally
  • Multi-purpose spending companion
  • Make free online transactions
  • Enjoy safe transactions
  • Receive SMS and email notifications for every transaction
  • The card is valid for 4 years.
  • CARD ISSUANCE FEE No joining fee.
  • ACCEPTABILITY Local & International
  • FREE MONTHLY STATEMENTS Get a consolidated email statement detailing all the previous month’s transactions for free
  • INTEREST FREE CREDIT Enjoy up to 45 days interest free credit
  • REVOLVING CREDIT Enjoy financial flexibility. Unlike some credit cards which require you to pay your account in full each month, the GTBank World Credit MasterCard requires only that you make a payment that equals or exceeds “the minimum payment required” as shown on your statement. The minimum payment is 20% of your total usage.
  • SECURE CARD TRANSACTIONS Enjoy secure online transactions through MasterCard Secure Code service when making payments. The GTBank World Credit MasterCard is CHIP & PIN enabled to enhance security via ATM and POS transactions.
  • NFC ENABLED (CONTACTLESS PAYMENTS) Conveniently make low value payments globally with your NFC enabled MasterCard World Credit Card.

Issued upon request to all Guaranty Trust Bank (Kenya) Limited Individual, Business, NGO and Corporate account holders. Issuance of both Platinum and a World MasterCard is free.

i) Platinum Credit MasterCard

Local and International ATM daily withdrawals: Kes 100,000

Local and International POS daily transactions: Kes 500,000

International Online Daily Transactions: Kes 5,000

NB: *These limits can be amended upwards or downwards upon request*

Card Replacement charge is Kes 1,000

Card renewal charge is free

N/B: Please note that a charge of Kes 550 or 6% of the transactional amount, whichever is higher, applies for every ATM cash withdrawal on GT Bank ATMs. *Charge is exclusive of VAT.* A charge of Kes 770 or 6% of the transactional amount, whichever is higher, applies on Kenswitch enabled ATM’s.

*Charge is exclusive of VAT.*

A charge of Kes 770 or 9% of the transactional amount, whichever is higher, applies on MasterCard branded ATMS abroad. *Charge is exclusive of VAT.*

POS and online transactions are free.

 

ii) World Credit MasterCard

Local and International ATM daily withdrawals: Kes 100,000

Local and International POS daily transactions: Kes 500,000

International Online Daily Transactions: Kes 200,000

NB: *These limits can be amended upwards or downwards upon request*

Card Replacement charge is Kes 1,000 Card renewal charge is free

N/B: Please note that a charge of Kes 550 or 6% of the transactional amount, whichever is higher, applies for every ATM cash withdrawal on GT Bank ATMs. *Charge is exclusive of VAT.*

A charge of Kes 770 or 6% of the transactional amount, whichever is higher, applies on Kenswitch enabled ATM’s. *Charge is exclusive of VAT.*

A charge of Kes 770 or 9% of the transactional amount, whichever is higher, applies on MasterCard branded ATMS abroad. *Charge is exclusive of VAT.*

POS and online transactions are free.

The credit card cycle starts on 16th of every month to 15th of the following month Monthly statements are sent on 16th of every month The minimum payment required is 20% of credit card usage, which must be paid before or on the 2nd of the following month (15 day period) to avoid late payment fee. (Late payment is charged on the non-paid minimum 20% credit usage)

i) Platinum MasterCard

Platinum MasterCard Credit Cards are issued to applicants who require limits any amount of Kes 500,000 and below. The credit cycle is 30 days.

The Monthly fee is 3% of the total amount due.

Annual subscription charges are;

• Primary card holder- Kes 4,500+VAT Kes 900=Total Kes 5400

• Supplementary card holder- Kes 2,500+VAT Kes 500=Total Kes 3,000

 

ii) World MasterCard

World MasterCard Credit Cards are issued to applicants who require limits any amount above Kes 500,000. The credit cycle is 45 days.

The Monthly fee is 3% of the total amount due.

Annual subscription charges are;

• Primary card holder- Kes 6,000+VAT Kes 1,200=Total Kes 7,200.

• Supplementary card holder- Kes 3,000+VAT Kes 600=Total Kes 3,600.

 

 

 

+254 703 084 390/391
customercareke@gtbank.com