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General Debit Cards

The MasterCard General Debit Card is a Kenya Shilling denominated Debit card issued in partnership with MasterCard Worldwide.  This card can be used for making ATM cash withdrawals, purchases via POS terminals and online transactions.

The card is accepted both locally and internationally and is linked to GTBank Kenya current accounts.


  • Make day to day payments at any point of sales, supermarket, gas stations etc.
  • Enjoy swiping at no charge
  • Free online transactions.
  • Enjoy exclusive seasonal offers when swiping
  • Transact internationally
  • Multi-purpose spending companion
  • Enjoy safe transactions
  • Receive SMS and email notifications for every transaction
  • The card is valid for 4 years.

Issued upon request to all Guaranty Trust Bank (Kenya) Limited Individual, Business, NGO and Corporate account holders. Issuance of a General Debit Card costs Kes 600 plus VAT.

Local and International ATM daily withdrawals: Kes 40,000 Local and International POS daily transactions: Kes 200,000 International online daily transactions limit: Kes 5,000 NB: Limits can be amended upon request Card replacement or renewal charge is Kes 600 plus VAT.

Note: A charge of Kes 35 applies for every cash withdrawal on GTBank ATMs; Kes 70 on Interswitch enabled ATMs and Kes 200 on MasterCard branded ATMs outside the country. *All charges are exclusive of VAT*.




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