Issued upon request to all Guaranty Trust Bank (Kenya) Limited Individual, Business, NGO and Corporate account holders.
First time issuance of a Platinum credit card is free.
Local and International ATM daily withdrawals: KES 100,000
Local and International POS daily transactions: KES 500,000
International Online Daily Transactions: KES 5,000
NB: *These limits can be amended upwards or downwards upon request*
Card Replacement charge is KES 1,000 Card renewal charge is free
N/B: Please note that a charge of KES 550 or 6% of the transactional amount, whichever is higher, applies for every ATM cash withdrawal on GT Bank ATMs. *Charge is exclusive of 20% excise.*
A charge of KES 770 or 6% of the transactional amount, whichever is higher, applies on Kenswitch/Interswitch enabled ATM’s. *Charge is exclusive of 20% excise.*
A charge of KES 770 or 9% of the transactional amount, whichever is higher, applies on MasterCard branded ATMs abroad. *Charge is exclusive of 20% excise.*
POS and online transactions are free.
World MasterCard Credit Cards are issued to applicants who require limits below KES 500,000. The credit cycle is 45 days.
Interest is charged at a rate of 3% of the total amount due each month.
Annual subscription charges are:
The credit card cycle begins on 16th of each month and runs through to 15th of the following month. Monthly statements are sent on 16th of every month.
The minimum payment required is 20% of credit card usage, which must be paid on or before the 2nd of the following month (15 day period) to avoid late payment fee.