About this Card

The Mastercard General Debit Card, issued in collaboration with Mastercard Worldwide, is a Kenya Shilling denominated debit card tailored to meet the financial needs of users. 

This versatile card enables seamless ATM cash withdrawals, secure transactions at POS terminals, and convenient online purchases. 

Accepted both locally and internationally, it is directly linked to GTBank Kenya current accounts, ensuring swift and hassle-free access to funds anytime, anywhere.


  • Make day to day payments at any POS, supermarket, gas stations etc
  • Enjoy free swiping
  • Free online transactions.
  • Enjoy exclusive seasonal offers when swiping
  • Transact internationally
  • Multi-purpose spending companion
  • Enjoy safe transactions
  • Receive SMS and email notifications for every transaction
  • Valid for 4 years.


Issued upon request to all Guaranty Trust Bank (Kenya) Limited Individual account holders.

Issuance of a General Debit Card costs KES 600 plus 20% excise.

Transaction Limit

  • Local and International ATM daily withdrawals: KES 40,000
  • Local and International POS daily transactions: KES 200,000
  • International online daily transactions limit: KES 100,000 NB: Limits can be amended upon request
  • Card replacement or renewal charge is KES 600 plus 20% excise.

Note: A charge of KES 35 applies for every cash withdrawal on GTBank ATMs; KES 70 on Interswitch/Kenswitch enabled ATMs and KES 200 on MasterCard branded ATMs outside the country. *All charges are exclusive of 20% excise*.